(302) 225-3350 Mon – Fri: 9:00 AM – 5:00 PM 5 Statewide Delaware Locations
Affiliate: Best Abstract, LLC (PA) Founded 2005
Client Guides, Industry Events & Continuing Education

Resources & Insights

Equipping home buyers, real estate agents, loan officers, and clients with essential guidance on Delaware settlement procedures, good funds statutes, professional CE courses, training facilities, and news.

Preparation for Closing Day

Real Estate Buyers Guide & Settlement Checklist

Everything Delaware homebuyers need to know before sitting down at the closing table.

1. Required Identification

Every individual signing settlement documents must present an unexpired, government-issued photo ID (valid State Driver's License or U.S./Foreign Passport). A secondary ID (credit card or employee badge) is also recommended.

2. Settlement Payment Rules

Funds under $10,000.00: Buyer personal check is accepted.
Funds $10,000.00 or more: Must be Certified/Cashier's Check or Bank Wire Transfer. Any surplus overage brought to settlement is immediately refunded at the table.

3. Wire Fraud Prevention

Never accept wiring instruction revisions via email. Before transmitting any wire, call Ward & Taylor directly at (302) 225-3350 to verbally verify our account details with your designated closing coordinator.

Scope of Ward & Taylor Settlement Representation

As your settlement attorney in Delaware, Ward & Taylor manages the entire closing workflow on your behalf:

  • • Examines courthouse land records for title defects, encumbrances, and liens.
  • • Obtains municipal tax, water, sewer, and assessment utility certifications.
  • • Issues municipal boundary survey orders and reviews property corner monuments.
  • • Drafts legal deed and ALTA/Closing Disclosure settlement statements.
  • • Manages escrow disbursals, paying off seller mortgages and broker commissions.
  • • Records new deeds and mortgages at the County Recorder of Deeds office.
Buyer Action Item: Please complete and return your Buyer Information Sheet promptly upon contract signing. Submit Buyer Information
Real Estate Professionals

FAQs for Realtors & Loan Officers

Practical answers to streamline transaction management and prevent closing delays.

Can a buyer bring a personal check to settlement?

Yes, provided the total funds due from the buyer are under $10,000.00. However, if the final balance approaches or exceeds $10,000.00, certified funds or a wire transfer are required by Delaware law. If the buyer brings a certified check slightly larger than the final figure, the difference will be refunded immediately at settlement.

How are proceeds handled when selling in another state to buy in Delaware?

When proceeds from an out-of-state sale (e.g., Pennsylvania, New Jersey, or Maryland) are needed for a Delaware purchase, the out-of-state title company should wire funds directly into Ward & Taylor’s escrow account prior to closing. We reconcile the arrival and issue refunds for any excess escrow overage at settlement.

What is required for absentee closings using a Power of Attorney (POA)?

If a buyer or seller cannot attend closing, please alert us as early as possible. Ward & Taylor will draft a Delaware-compliant Power of Attorney. Important reminder: Mortgage lenders must review and approve the POA in writing well before closing day.

Can settlements be held outside of Ward & Taylor offices?

Yes. While our five Delaware offices (Wilmington, Middletown, Dover, Rehoboth, Bethany) offer fully equipped conference facilities, out-of-office settlements can be arranged at brokerage offices or client locations with advance coordination.

Accredited Professional Instruction

Real Estate Continuing Education (CE) Classes

Ward & Taylor is an active educational partner for the Delaware real estate community. Our primary instructor, Barbara A. Brodoway, Esq., recipient of the 2026 NCCBOR Educator Award and three-time Kent County Association of Realtors Educator of the Year, leads accredited CE courses statewide.

Courses cover essential Delaware licensing topics, including:

  • • Delaware Real Estate Purchase Contract Legal Mechanics & Addenda
  • • Title Issues, Boundary Surveys & Encroachment Resolution
  • • Fair Housing Compliance & Consumer Protection
  • • Estate Settlements, Powers of Attorney & Probate Transfers
  • • Real Estate Wire Fraud & Identity Verification Best Practices

*Classes are hosted in partnership with local Realtor boards (NCCBOR, KCAR, SCAOR), realty brokerages, and education sponsors.

Barbara A. Brodoway, Esq.

Barbara A. Brodoway, Esq.

Lead CE Instructor

2026 NCCBOR Educator Award Recipient

Interested in scheduling a private CE seminar for your realty brokerage or office sales meeting? Our attorneys regularly instruct onsite at offices throughout Delaware.

Community Amenities

Request Our Training Room Facility

Ward & Taylor is pleased to offer our modern, fully equipped training room facilities to our real estate industry partners for team meetings, Lunch-and-Learns, and professional workshops.

Reserve a Training Facility

Connect With Counsel

Upcoming Professional Events

Engage directly with Ward & Taylor attorneys at our recurring industry mixers and educational gatherings.

Morning Networking Monthly Series

Ask the Attorney: Conversations & Coffee

An informal morning round-table exclusively for licensed real estate professionals, lenders, and brokers. Bring your contract dilemmas, title headaches, and market questions to discuss over fresh coffee and breakfast pastries.

Evening Social Quarterly Event

Wine Down Wednesday

Relax after a busy closing week with the Ward & Taylor team. Enjoy selected wines, hors d'oeuvres, and great conversation with fellow real estate industry peers in a friendly, relaxed setting.

Firm News & Legal Insights

Latest Articles & Announcements

Authored by Caitlin Suvie, covering legal milestones, fraud alerts, and firm announcements.

April 15, 2026 · Firm News

Barbara Brodoway Honored with 2026 Educator Award

Attorney Barbara A. Brodoway was recognized by the New Castle County Board of Realtors (NCCBOR) with the 2026 Educator Award for her statewide contributions to Realtor continuing education.

July 21, 2025 · Attorney Profile

Meet Our New Attorney! - Daniel DeMott

Profiling Daniel DeMott, Sussex County native, graduate of Charleston School of Law, and Secretary of the Sussex County Bar Association, focusing on coastal Delaware closings.

May 22, 2025 · Attorney Profile

Meet Our Newest Attorney! - Robert Wolfgang Jr.

Introducing Robert Wolfgang Jr., Esq., graduate of UMBC and Univ. of Baltimore School of Law, VA-accredited attorney providing specialized estate planning for military veterans.

January 2, 2025 · Culture

Christmas Decorating Contest Winners

Firm-wide holiday office contest featuring themes "Christmas Towne", "Elf", and "Candy Cane Lane", judged by partners from Penna Orthodontics and Clarity Title.

January 1, 2025 · Anniversary

20 Years of Legal Excellence and Innovation

Reflecting on two decades of growth from the 2005 founding merger of Bill Ward and Jonathan Taylor to five statewide Delaware offices and 12 attorneys.

August 20, 2024 · Critical Alert

Identity Fraud: How well do you know your client?

Warning the real estate community regarding sophisticated vacant land scams. Highlighting Fenwick Island Police alerts on fraudulent impersonators posing as out-of-state landowners.

Legal Notice & Compliance

Governed by Delaware law and federal Gramm-Leach-Bliley Act (GLBA) consumer financial protection requirements.

1. Terms of Use & Delaware Jurisdiction

By accessing this website, you agree to be bound by these Terms of Use, which are governed by the internal laws of the State of Delaware. Any legal action or dispute arising from this website shall be resolved through binding arbitration in New Castle County, Delaware. Unauthorized scraping, commercial re-use, or reverse engineering of source materials is strictly prohibited.

2. Gramm-Leach-Bliley Act (GLBA) Privacy Notice

As providers of real estate settlement and title services, Ward & Taylor, LLC and Best Abstract, LLC collect Nonpublic Personal Information (NPI) necessary to execute your requested closing. NPI includes Social Security numbers, bank wiring coordinates, loan balances, and property assets.

  • Non-Disclosure Guarantee: We never sell, disclose, or rent NPI to external commercial entities or marketing third parties.
  • Permitted Disclosures: Information is disclosed strictly to transaction participants (mortgage lenders, escrow depositories, title underwriters, county recording offices) as necessary to complete your closing or comply with court subpoenas.
  • Data Safeguards: We maintain strict physical, electronic, and procedural safeguards in accordance with federal standards to prevent unauthorized access.

3. Attorney-Client Disclaimer

Materials on this website are for general information only and do not establish an attorney-client relationship. Transmitting an inquiry through this site or sending email does not create confidential or privileged representation until a formal engagement agreement has been signed.